Click to CallWhen we think of insurance for drivers, auto policies usually come to mind. But what happens when an accident or lawsuit exceeds the limits of your standard coverage? This is where umbrella insurance steps in as a powerful safety net. At Carr Insurance Group in Maryville, TN, we understand that life can throw unexpected situations your way, and umbrella insurance provides the extra protection you need when the stakes are high.
Umbrella Insurance: Coverage for Major Liability Claims
While your auto insurance covers damages and injuries in most accidents, there’s always a chance the costs could exceed your policy limits. Imagine being involved in a multi-car accident with extensive vehicle damage and medical expenses. Once your auto policy pays out its maximum, you could still be held responsible for the remaining costs. Umbrella insurance kicks in at this point, covering the excess and protecting your personal assets from being at risk.
Umbrella Insurance: Protection Beyond Auto Accidents
Umbrella insurance doesn’t just cover you while you’re behind the wheel—it also applies to other liability situations. For example, if you’re found at fault for an accident while cycling or even while renting a boat, your umbrella policy can help cover legal fees and damages. It’s designed to protect you in a variety of unexpected scenarios, even those unrelated to your car.
Secure Peace of Mind in Any Situation with Carr Insurance Group
Umbrella insurance is about more than just financial protection—it’s about knowing you’re covered, no matter what life throws your way. If you’re in Maryville, TN, Carr Insurance Group can help you explore the benefits of umbrella insurance. Reach out to us today to ensure you have the extra coverage you need for life’s unpredictable moments.
