Name: Carr Insurance Group
Address: 3508 E Lamar Alexander Pkwy, Maryville, TN, 37804
Telephone: 865-688-1212

Should I get a motorcycle insurance plan when in Tennessee?

Posted on October 21, 2024October 17, 2024 by admin

In the Maryville, TN area, owning a motorcycle can be a good option as it provides a fun and affordable mode of transportation. When you invest in one, it’s vital to ensure you have appropriate insurance coverage. You should get a motorcycle insurance plan for several reasons when you plan on riding or owning a motorcycle here.

Ensure the Motorcycle is Covered

A primary reason to have the support and coverage that comes with a motorcycle insurance plan is to ensure your motorcycle is covered. Buying a motorcycle can be a significant investment, and not having insurance could lead to a total loss in the event of theft, vandalism, or accident damage. When adequately covered with insurance, you will get support in these situations.

Liability Protection

A comprehensive motorcycle insurance plan is also beneficial as it provides liability support. Many risks are associated with motorcycle riding, including being held liable for an accident. If you are not insured, you will have to cover any damages incurred due to the accident. However, if you maintain a full motorcycle insurance plan, you will get the support necessary to cover such claims and costs.

Having the right motorcycle insurance is important when you are looking to get a plan in the Maryville, TN, area. A great way to do this is by contacting our team at the Carr Insurance Group. Our team will provide any guidance you need to evaluate options and build a plan tailored to meet your needs.

Why You Should Store Your Boat Off-Site This Winter

Posted on September 30, 2024September 25, 2024 by admin

Preparing Your Boat for Winter Storage in Maryville, TN

As the winter months approach, boat owners in and around Maryville, TN, might consider off-site storage. Here’s why it might be the right move.

Shelter From the Elements

One of the major benefits of off-site storage is the ability to use an enclosed storage facility that protects your boat from harsh winter elements. With a climate-controlled storage facility, your boat is kept out of the weather and remains at a steady temperature throughout the season. Many of these storage areas operate pest control and wildlife management measures, reducing the risk of pests or wildlife inhabiting your boat compared to storing it at home.

Inhibiting Theft

Storing your boat off-site during winter makes it less attractive to potential thieves. A boat covered and left in a yard draws unwanted attention. If it’s off-site and secure, it presents a less enticing target.

Reclaiming Your Property

With your boat securely stored off-site, you will be surprised at how much space you have freed up on your property. This can open up possibilities for other uses, like creating a patio or reorganizing the yard to better suit your family’s needs, especially on properties where space is limited.

As a boat owner in the Maryville, TN area, you may be looking for boat/watercraft insurance. At Carr Insurance Group, we specialize in just that. Contact us for a personalized quote or more information today.

Seasonal Driving in Maryville, TN: Adjust Your Auto Insurance for Year-Round Coverage

Posted on August 30, 2024August 21, 2024 by admin

Tennessee drivers know that our area experiences distinct seasonal changes that each pose their own driving challenges. Gain insights on adjusting your auto insurance for year-round protection from the insurance experts at Carr Insurance Group.

Maryville, TN Driving Conditions by Season

Winter Driving Conditions: Local drivers should beware of snow-packed roads and black ice, which can make even the smoothest roads treacherous or impassable and increase the likelihood of an auto accident.
Spring Driving Conditions: Springtime in Tennessee can mean heavy rain, cloud cover, and severe thunderstorms that can spawn tornadoes and increase the chances of collisions on local roads.
Summer Driving Conditions: Extreme heat and increased traffic as more people travel for summer vacations and leisure can create be recipe for disaster for residents navigating local roadways.
Fall Driving Conditions: The latter months of the year can bring cooler temperatures, relief from the blazing summer heat, and less traffic while increasing the risk of obstructions from falling foliage and deer activity, which can result in car accidents and animal collisions.

Essential Coverages for Maryville Drivers

Liability Insurance Coverage

Tennessee drivers seeking to protect their assets from seizure in the event of an at-fault accident can opt for liability coverage. This coverage can help offset the cost of personal injury, liability, and property damage claims and absorb some of the costs of out-of-pocket medical expenses for other drivers.

Comprehensive Insurance Coverage

Drivers seeking total protection for themselves, their passengers, their vehicles, and other drivers should opt for comprehensive auto insurance, which provides protection from head-on collisions, sideswipes, theft, vandalism, natural disasters, and animal collisions.

Contact Carr Insurance Group to review your current policy coverages and get options for adjusting your auto insurance for year-round protection.

What is Liability Insurance for Homeowners in Maryville, TN?

Posted on July 30, 2024July 24, 2024 by admin

Liability insurance is crucial for maximum protection for anyone considering purchasing a home in the Maryville, TN, region. Understanding what liability insurance is for homeowners in the Maryville, TN, area can help you find a comprehensive plan that is optimal for your coverage needs once you begin working with a qualified agency such as the Carr Insurance Group.

Property Damage

Liability insurance for homeowners includes coverage for any damage you might accidentally cause to another property near you. Accidental damage coverage can protect you in the event of causing damage to a neighbor’s vehicle, windows, or lawn. Liability insurance might also cover any pets or children you have in the home if they cause damage to another’s property, depending on the comprehensive policy you create or select.

Bodily Injury

One of the biggest motivators to consider liability insurance for homeowners is bodily injury coverage. If someone is injured in an accident or falls while on your property, bodily injury coverage will protect you from being held personally liable to cover medical bills and expenses.

Loss of Access

Liability insurance might provide additional assistance if access to your home is lost due to a natural disaster, an accident in the house, or even a fire. Some comprehensive liability insurance policies for homeowners will also help cover additional living expenses while renovations or repairs are being completed on the home’s original structure.

Protecting your home, investments, and loved ones is essential to preventing unexpected legal woes or financial strain. To learn more about liability insurance for homeowners in Maryville, TN, contact the Carr Insurance Group to speak directly with one of our highly qualified insurance agents. We’ll work with you to find a plan that’s optimal for your household’s needs.

Does My Car Qualify For Classic Car Insurance?

Posted on June 28, 2024June 26, 2024 by admin

Classic car insurance is a desirable option for Maryville, TN drivers who possess vintage vehicles that are not utilized for daily commuting. It can cover specialist parts, towing, and repairs while offering enhanced coverage for the escalating value of a classic vehicle. However, does your car meet the criteria for this insurance?

Vehicle Age

The age of your car is a significant factor, though it’s not the sole criterion. Insurance companies often stipulate that classic cars should be at least 25 years old. Nevertheless, this criterion can fluctuate between companies, and exceptions might be permitted. For instance, a relatively newer limited-edition car or exotic vehicle might be eligible.

Types of Cars

Numerous models are qualified for this coverage. They encompass various antique cars, vintage trucks, military vehicles, and hot rods. Modified cars might also be eligible. A vehicle is more likely to be accepted if it’s currently valued more than its original selling price.

Other Factors

Insurance companies may also factor in the car’s condition and total mileage. If the vehicle has been poorly maintained or has had accidents, it might not qualify. Classic car insurance generally won’t cover your primary vehicle. It may stipulate that your vintage car should be stored in a garage or an equivalent structure when not in use.

If you’re unsure whether your car qualifies, contact Carr Insurance Group in Maryville, TN. Our independent agency’s insurance experts will assist you in finding the perfect coverage for your classic car. To kick-start this process today, please call 865-688-1212 or visit the Carr Insurance Group office at 3508 East Lamar Alexander Parkway.

The purpose of motorhome insurance

Posted on May 29, 2024May 29, 2024 by admin

People who own motorhomes or RVs may want to look into purchasing an insurance plan to cover their motorhome. Like auto or homeowners insurance, this type of coverage can protect against various types of damage or losses in the Maryville, TN area. At Carr Insurance Group, we can provide a plan that covers motorhomes and provides a sense of security for owners. Here is an outline of the most important reasons for motorhome insurance.

Coverage against accidents

Because motorhomes are also motor vehicles, there is always a risk of an accident while on the roads. The large size of these vehicles also makes accidents more likely than driving a standard vehicle. Because an accident can require expensive repairs afterward, collision and accident coverage is one of the most important reasons to invest in motorhome insurance from Carr Insurance Group.

Comprehensive coverage

Those who are familiar with comprehensive coverage for their motor vehicles in Maryville, TN, should know that motorhomes have similar reasons for comprehensive coverage. Things like theft, vandalism, and other types of damage unrelated to an accident will require comprehensive coverage for the owner to get financial assistance with repairs or replacements.

Property inside the motorhome

Coverage can be purchased to protect the value of any property within the motorhome. Furniture, appliances, and other valuable pieces of property can be inside the RV, especially for people who live in it. If this property is stolen or damaged, motorhome insurance can help the owner receive financial assistance for replacements.

Contact Carr Insurance Group to learn more.

Our agents at Carr Insurance Group can provide additional information about coverage for motorhomes. Please contact us today.

Tennessee Issues That May Require Business Umbrella Insurance

Posted on April 29, 2024April 27, 2024 by admin

Most people think of adding extra coverage to their home or car. They might even increase the payout cap on their life, health or vision, and dental insurance.

Not everyone thinks about their business assets, though. One reason is that they may work at home instead of in an external office. They might not realize that some of their business use isn’t even covered under their homeowner’s policy.

Common Insurance Issues To Resolve

Having your business office inside your home complicates matters when making a claim. It’s tough to separate the commercial from the personal if you work where you live. Either way, umbrella insurance fills that gap, just in case.

If your business office is separate from your living space, you have other issues to consider. For instance, what if you want to hire employees? You will have to consider their needs as well as yours.

For instance, certain industries, such as mining or manufacturing, pose a higher risk than an office worker. Depending on the danger of your employees’ duties, Carr Insurance Group recommends you offer more than the minimum workers’ compensation offered in Maryville, TN.

Umbrella insurance for your business also may save you from going bankrupt after a libel lawsuit. Property damage, injury, or accidents added beyond your current coverage could also threaten your financial future. That’s another case in point for choosing supplemental coverage.

Take the Guesswork Out of Buying Insurance.

You may still have more questions than answers. Please get in touch with a Carr Insurance Group agent in Maryville, TN, today.

Does RV Insurance Cover Personal Belongings?

Posted on March 29, 2024March 21, 2024 by admin

The dependable Carr Insurance Group, serving Maryville, TN, can always guarantee the protection of your RV. Our team of experienced professionals is eager to work with the goal of providing RV insurance coverage of the highest quality that ensures you are protected at all times. With Carr Insurance Group, you can be confident that you will always have a trusted companion who will rigorously stand by your needs.

RV Insurance Protection

Personal items are normally covered under RV insurance as they are on a homeowners’ policy. However, it is still essential to read the policy completely because each policy has unique limits and exclusions. All-encompassing RV insurance policies that also cover personal property like clothing, electronics, and camping gear in the case of vandalism, damage, or theft are available.

Before making the decision, you must remember to contact a reliable agency like Carr Insurance Group, based in Maryville, TN, to obtain the most accurate information regarding your coverage. If you have any questions concerning RV insurance coverage that includes protection of your personal items when you are traveling, these agents can help you with that and evaluate the different types of insurance coverage we offer to know if you are included in the event that your items get stolen or damaged while on the road.

Get Quality Coverage Today

Whether you are looking for a first-class RV policy or need to replace your old insurance, Carr Insurance Group in Maryville, TN, has your back. Our qualified team of specially trained service personnel is here to give you quality service and RV protection. With our knowledge and quality delivery, you will be able to sleep soundly at night, knowing that your investment covers any unforeseen circumstances.

We have designed unique policies to meet the diverse needs of each group of drivers. These are strategically scaled and priced to ensure affordability. At Carr Insurance Group, we are always happy to help, so to get the policy you can depend on, call us today and speak to one of our skilled professionals.

Epic Rides in the Smokies: Securing Your Motorcycle Adventure

Posted on February 28, 2024February 19, 2024 by admin

Understanding Motorcycle Insurance with Carr Insurance Group

At Carr Insurance Group, we recognize that your motorcycle is more than just a vehicle; it’s a cherished possession. That’s why we’re committed to assisting Maryville, TN, residents with all their motorcycle insurance needs. When it comes to securing this treasured investment, trust us to offer the professional guidance you need. This article breaks down key aspects of motorcycle insurance and how to select the best policy.

Is Motorcycle Insurance Mandatory In Tennessee?

Motorcycle insurance is a legal requirement in Tennessee. Similar to auto insurance, these policies must provide comprehensive coverage to ensure compliance with state laws.

What About Incidents Involving Other Motorists?

Certain coverage options specifically cater to motorcycle incidents involving third parties. In such instances, the costs associated with injuries or damages often exceed the coverage limits of regular policies. So, remember not to presume your existing policy will automatically provide the necessary coverage.

Is Customized Coverage Available?

Yes, it is. A one-size-fits-all approach doesn’t apply to motorcycle insurance policies. Our experienced team is ready to deliver a customized policy to fit your unique circumstances. Whether you’re looking for new coverage or adjustments to your existing policy, we’re here to guide you.

Reach Out to Us for More Information

Have more inquiries or require further information about motorcycle insurance policies? Carr Insurance Group offers one-on-one consultation to all aspiring and existing motorcycle owners in Maryville, TN. Call or visit us today for professional assistance.

Preparing Your Vessel for Boating Season

Posted on January 22, 2024January 25, 2024 by admin

If you are a boat owner, then boat season is probably a time of year you always look forward to and a time to get your boat prepared for boat season. And when it comes to protecting your seaworthy vessel, boat owners in Maryville, TN turn to the professionals at the Carr Insurance Group for all their boat insurance needs.

Preparing Your Vessel for Boating Season

A lot of people who like boats and people who are invited for the occasional boat outing typically are not aware of the work it takes to care for a boat. Boat ownership is, after all, a labor of love.

From the general cleaning of the deck and topsides to ensuring the scrubbers and drains are clear or that seasonal wax, there is a lot that goes into preparing boats for the new season. It is also important to review your boat insurance policy and make sure everything is good to go, and the anchors are ready to be pulled.

On Land or At Sea, Boat Insurance is Your Safety Anchor

The last place boat owners want to realize a problem is miles out from shore, but the good news is, with the right boat insurance policy, you are covered on land or water. Don’t be left high and dry and protect yourself and your boat this season with boat insurance you can count on – kind of like your safety anchor.

For All Your Boat Insurance Needs

If you live in or around the Maryville, TN area and need boat insurance or want to learn more, our professional and friendly team at the Carr Insurance Group can help. Contact us to learn more and get the boat insurance you need to navigate any turbulent waters that come your way.

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Ensure the Motorcycle is Covered

Liability Protection

Preparing Your Boat for Winter Storage in Maryville, TN

Shelter From the Elements

Inhibiting Theft

Reclaiming Your Property

Maryville, TN Driving Conditions by Season

Essential Coverages for Maryville Drivers

Liability Insurance Coverage

Comprehensive Insurance Coverage

Property Damage

Bodily Injury

Loss of Access

Vehicle Age

Types of Cars

Other Factors

Coverage against accidents

Comprehensive coverage

Property inside the motorhome

Contact Carr Insurance Group to learn more.

Common Insurance Issues To Resolve

Take the Guesswork Out of Buying Insurance.

RV Insurance Protection

Get Quality Coverage Today

Understanding Motorcycle Insurance with Carr Insurance Group

Is Motorcycle Insurance Mandatory In Tennessee?

What About Incidents Involving Other Motorists?

Is Customized Coverage Available?

Reach Out to Us for More Information

Preparing Your Vessel for Boating Season

On Land or At Sea, Boat Insurance is Your Safety Anchor

For All Your Boat Insurance Needs

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